{"id":4429,"date":"2026-05-31T19:17:54","date_gmt":"2026-05-31T19:17:54","guid":{"rendered":"https:\/\/www.arbeidsjurist-eindhoven.nl\/?p=4429"},"modified":"2026-08-02T11:42:50","modified_gmt":"2026-08-02T11:42:50","slug":"settlement-agreement-pension-accrual-conflict","status":"publish","type":"post","link":"https:\/\/www.arbeidsjurist-eindhoven.nl\/en\/kennisbank\/vso-arbeidsconflict-pensioenopbouw-gevolgen\/","title":{"rendered":"Settlement Agreement in an Employment Dispute: What Happens to Your Pension Accrual?"},"content":{"rendered":"

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VSO and pension accrual in an employment dispute<\/h2>\n

When a VSO follows an employment dispute, your pension accrual is an important point of attention. Below you can read how to protect your pension as effectively as possible.<\/p>\n

A settlement agreement<\/a><\/a> bij een arbeidsconflict richt zich meestal op zaken als de ontslagvergoeding, de einddatum en de WW-uitkering. Wat daarbij vaak onderbelicht blijft, is de impact op jouw pensioenopbouw. Toch kan dat een flinke financi\u00eble consequentie hebben die je pas jaren later voelt.<\/p>\n

How does pension accrual through your employer work?<\/h2>\n

For most employees in the Netherlands, pension is accrued through the employer, via an industry-wide pension fund or a company pension fund. As long as you are employed and receiving a salary, that accrual simply continues. The moment you leave employment \u2014 including where the employment ends by means of a settlement agreement \u2014 that active accrual stops.<\/p>\n

The pension you have already accrued fortunately remains yours. That entitlement does not lapse. However, you will no longer accrue any new pension with that employer from your departure date onwards.<\/p>\n

What changes in practice when a settlement agreement is signed?<\/h2>\n

When you sign a settlement agreement in an employment dispute, the employment contract ends on an agreed date. From that date, you are no longer regarded as a participant in your employer's pension fund. This has a number of direct consequences:<\/p>\n